User-Agent: Googlebot
Disallow: /cgi-bin/
Disallow: /ssl-cgi/
Disallow: /userdb/
Disallow: 

User-agent: msnbot
Disallow: /cgi-bin/
Disallow: /ssl-cgi/
Disallow: /userdb/
Disallow:

User-Agent: *
Disallow: /